Mortgage Pre-Qualification Calculator

Instructions: All income and expenses are monthly. Click reset to establish default values. Defaults may be changed by editing. Leave tax & insurance at zero until approximate housing price is known. See your Realtor for estimates of annual taxes and hazard insurance. If you meet FHA requirements, Housing & Debt ratios of 29% & 41% respectively may be applicable.

Monthly Income
Salary/Wages:	$
Monthly Housing Expenses
Property Taxes:	$		Hazard Insurance:	$
Other Expenses
Auto Payment:	$		Credit Cards and Other Payments:	$
Loan Term and Interest Rate
Loan Term:	Yrs.		Interest Rate:	%
Housing Ratio:	%		Debt Ratio:	%
		Example: Conv. 28% FHA 29%			Example: Conv. 36% FHA 41%

You may qualify for a maximum monthly mortgage payment (P+I) of:				$
You may qualify for a maximum loan amount of:				$

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